Cy Fair FCU Expands Reach Through Strategic Mergers

Partnerships deliver expanded access and long-term stability across the Greater Houston Area

CYPRESS, TX (February 11, 2026) – Cy-Fair Federal Credit Union (Cy-Fair FCU) announced a major milestone in its growth with three strategic merger partnerships designed to elevate opportunity for members across the Greater Houston Area. These partnerships include one recently completed merger with Team Financial Federal Credit Union (TFFCU) and two planned with Baker Hughes Federal Credit Union (BHFCU) and Empowerment Community Development Federal Credit Union (ECDFCU), both of which have announced their intent to merge with Cy-Fair FCU but are awaiting final member approval and regulatory approval.

Each of these organizations seeking to join the Cy-Fair FCU family shares a commitment to affordable, relationship-driven financial services. By coming together, members gain access to the scale, innovation, and financial strength needed to thrive in today’s rapidly evolving marketplace—without sacrificing the personal service credit unions are known for.

Through these mergers, members immediately benefit from a dramatically enhanced banking experience. Cy-Fair FCU’s advanced digital ecosystem delivers faster, smarter, and more intuitive mobile and online banking tools, giving members greater control over their finances anytime, anywhere. Expanded lending capabilities provide more options for auto, mortgage, personal, and business financing, paired with competitive rates and quicker decision-making. Members also gain access to a broader range of savings, checking, money market, and certificate products designed to help grow and protect their money.

“By combining resources, these partnerships position members to enjoy enhanced benefits today while ensuring the credit union remains strong, competitive, and well-positioned for the future,” said Mark Levien, President of Baker Hughes FCU.

Security and peace of mind are also strengthened. Cy-Fair FCU invests heavily in modern fraud monitoring, cybersecurity defenses, and transaction protections that safeguard member accounts around the clock. With increased operational efficiency and deeper resources, members experience faster service, improved support, and more proactive financial guidance from teams empowered to focus on relationships rather than limitations.

Physical access expands significantly as well. Through participation in the nationwide credit union co-op network, members of Cy-Fair FCU and the merging credit unions can conduct transactions in person at more than 5,000 shared branch locations across the country. In addition, members have access to over 55,000 surcharge-free ATMs nationwide, making Cy-Fair FCU’s reach truly national while remaining deeply rooted in the communities it serves. This expanded access delivers greater convenience, whether members are at home, traveling, working, or relocating.

Beyond technology and access, these mergers fuel opportunity. Greater scale allows Cy-Fair FCU to invest more in financial education, community programs, specialized products, and future innovations that smaller institutions alone may struggle to deliver. Members gain a credit union built not only for today’s needs, but for long-term success, resilience, and growth.

The near-simultaneous interest from three separate credit unions reflects the careful evaluation by each organization’s leadership, who recognized Cy-Fair FCU’s stability, performance, and unwavering member-first approach. At a time when financial institutions face increasing regulatory pressure, technology demands, and competitive challenges, these leaders saw Cy-Fair FCU as a partner capable of providing their members with a higher level of service, innovation, and protection. Their confidence signals a credit union positioned not only to adapt, but to honor a commitment to support the best interest of each member.

“Our vision of writing ‘good’ into the life stories of those around us is what drives the decisions we make and actions we take in support of our members and community,” said Cameron Dickey, President and CEO of Cy-Fair Federal Credit Union. “With these mergers, we’re able to write new and positive chapters for the credit unions and their members, providing expanded resources, modern tools, and tangible benefits that will enhance each member’s experience.”

By joining forces, these credit unions preserve the heart of cooperative banking while expanding opportunity for the communities they serve. Cy-Fair FCU looks forward to welcoming new members, strengthening local relationships, and continuing to write “good” into the financial futures of those it serves.