Share Certificates

[{Certificates}]Share Certificates

Add a safe investment, with a guaranteed rate of return, to your portfolio.

  • Great option to save toward short or long-term goals
  • Minimum deposit of $1,000.00 required to open a Share Certificate
  • Investment period from 6 months to 5-years




IRA Savings Accounts

IRA Savings

Make deposits any time to this tax-advantaged retirement plan option.

  • Minimum opening requirement of only $100.00
  • Payroll deduction deposits make investing even easier
  • Independence from employer participation
  • Freedom to access or move assets
  • Tax credit for the contribution, if eligible*
  • Leave assets to the beneficiary of choice




IRA Share Certificates

IRA Share Certificates

An insured investment for your retirement with higher-rates than traditional savings options

  • Minimum deposit of $1,000.00 required to open IRA Share Certificate
  • Investment period from 6 months to 5-years
  • Independence from employer participation
  • Tax credit for the contribution, if eligible*
  • Leave assets to the beneficiary of choice

All funds will be transferred to your regular savings account on November 1st of each year, just in time to start your holiday shopping!

[{Resources}]

  • Certificates & IRA Rates

    IRA Certificate

    Account Description Posting Frequency Minimum Average Daily Balance to Earn Dividends Dividend Rate APY
    6 Month IRA Certificate Quarterly $2,500 - $4,999 0.04% 0.04%
    $5,000 - $24,999 0.04% 0.04%
    $25,000 - $99,999 0.04% 0.04%
    Over $100K 0.04% 0.04%
    12 Month IRA Certificate Quarterly $2,500 - $4,999 0.08% 0.08%
    $5,000 - $24,999 0.08% 0.08%
    $25,000 - $99,999 0.08% 0.08%
    Over $100K 0.08% 0.08%
    24 Month IRA Certificate Quarterly $2,500 - $4,999 0.15% 0.15%
    $5,000 - $24,999 0.15% 0.15%
    $25,000 - $99,999 0.15% 0.15%
    Over $100K 0.15% 0.15%
    36 Month IRA Certificate Quarterly $2,500 - $4,999 0.25% 0.25%
    $5,000 - $24,999 0.25% 0.25%
    $25,000 - $99,999 0.25% 0.25%
    Over $100K 0.25% 0.25%
    48 Month IRA Certificate Quarterly $2,500 - $4,999 0.30% 0.30%
    $5,000 - $24,999 0.30% 0.30%
    $25,000 - $99,999 0.30% 0.30%
    Over $100K 0.30% 0.30%
    60 Month IRA Certificate Quarterly $2,500 - $4,999 0.65% 0.65%
    $5,000 - $24,999 0.65% 0.65%
    $25,000 - $99,999 0.65% 0.65%
    Over $100K 0.65% 0.65%

*Consult your tax advisor for tax advantages. Contribution limits may apply.

(1)Annual Percentage Yield (APY). Rates are subject to change without notice. Fees and other conditions could reduce earnings. A penalty may be imposed for early withdrawals. Credit Union membership required before utilizing any product and/or service by establishing a savings account with $5.00. Other terms and conditions may apply.

This credit union is federally insured by the National Credit Union Administration