Business Premier Checking

[{Comparison}] Business Premier Checking

Earn monthly dividends and access the knowledge and support your business needs.

  • Competitive interest rate
  • Convenient debit card access
  • Free online banking, online bill pay, and eStatements
  • Higher monthly limits on deposit and check transactions*
  • Overdraft protection
  • Merchant Services
* Monthly Service Fee $15 per month charge.
* If balance falls below $5,000 the account will incur a $5 per month charge.
* Transaction fees includes a total of 200 items per month, $0.25 each over 200 item.
* Other transaction limits may apply.



Business Class Checking

Business Class Checking*

Get the most from your daily business banking with our simplified checking account.

  • Convenient debit card access
  • Free online banking
  • Overdraft protection (Check Protect)
  • In addition, we offer a variety of merchant services to our business members and their employees.



Business Prime Share

Business Prime Share

Gain access to exclusive member benefits for your business.

A prime share account is opened when you start a business relationship with Cy-Fair FCU. A minimum of $5.00 will be held at all times* in this account to keep your membership active. You can also use your prime share account as a savings account – simply deposit additional balances to earn greater interest rates.

*If you decide to close your membership, the $5.00 can be withdrawn.

Ready to open a business account? It's simple. Contact Us today to get started!

 Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.


  • Business Account Rates

    Account Description Posting Frequency Minimum Average Daily Balance to Earn Dividends Dividend Rate APY*
    Business Classic Checking Monthly N/A 0.00% 0.00%
    Business Premier Checking Monthly $.01 - $29,999* 0.50% 0.50%
    $30,000 and greater + 0.05 % 0.05 %
    Business Prime Savings Quarterly N/A 0.00% 0.00%
    Business Money Market Monthly $999 0.00% 0.00%
    $1,000 - $9,999 0.20% 0.20%
    $10,000 - $24,999 0.30% 0.30%
    $25,000 - $49,999 0.35% 0.35%
    $50,000 - $99,999 0.50% 0.50%
    $100,000 and greater 0.60% 0.60%
    School Association Checking Monthly N/A 0.00% 0.00%

*Annual Percentage Yield

+Rate Information: This Account is an interest bearing account. If the average monthly balance is less than $29,999, the interest rate paid on that portion of the balance will be 0.50%. The annual percentage yield for this tier will be 0.50%. If the average monthly balance is more than $30,000 the interest rate paid on that portion will be 0.05%. The annual percentage yield for this tier will be 0.05%. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account monthly or if the changes are made in your Financial relationship with the institution as shown below. This account has special qualifications that must be met in order to receive a higher rate of interest on each tier.

Fees may reduce earnings on the accounts. Please refer to the Account Agreement for further disclosures. Minimum balance to open and maintain a Business Prime Savings is $5.00. Minimum balance to open a Business Classic Checking is $100.00. Minimum balance to open a Business Premier Checking is $1,000.00. Minimum balance to open a Business Money Market is $2,500.00.