*Promotions are subject to eligibility requirements, terms, conditions, limitations, and availability.

¹Loan Rate Basket: Qualifying members may randomly draw an envelope containing a rate discount to apply to a qualifying Auto, Personal, or Home Equity Loan. Excludes Mortgages and Credit Cards. Available for a single eligible loan up to applicable underwriting limits and cannot be divided among multiple loans. When combining the discount with additional qualifying standard discounts, the maximum combined discount allowed is 1.00% (1.00 percentage point). Discounts apply only to eligible standard rates and cannot be combined with other special offers or promotional rates. All loans are subject to credit approval, underwriting, and applicable terms and conditions.

²Savings Rate Basket: Eligible members who open a qualifying Savings Account, Money Market Account, or Share Certificate may randomly draw an envelope containing a rate increase of up to 0.70 percentage points above the standard advertised APY, subject to the following limitations:+ Share Certificates: Available only for terms of 24 months or less, on standard, non-promotional certificates. The rate increase applies to balances up to $250,000 and remains in effect for the full certificate term. At maturity, if the member chooses to allow the certificate to automatically renew, it will renew for a similar term at the standard APY in effect at the time of renewal. The promotional rate increase will not carry over to the renewed certificate.+ Savings and Money Market Accounts: The rate increase applies to balances up to $250,000 for six (6) months, after which the rate reverts to the standard rate.Rate increases apply only to eligible standard advertised rates and cannot be combined with other special offers, promotional rates, or rate increases. All accounts are subject to applicable eligibility requirements, terms, and conditions.