RV Loans

New RV

Current or Prior year with less than 12k miles

  • Under $50,000 = Flexible terms up to 72 months
  • Over $50,000 = Flexible terms up to 120 months

Used RV

Current or Prior year with more than 12k miles or more than 2 years old.

  • Under $50,000 = Flexible terms up to 72 months
  • Over $50,000 = Flexible terms up to 120 months



Motorcycle and ATV Loans

New Motorcycle

  • Under $15,000 = Flexible Terms up to 60 months
  • Over $15,000 = Flexible Terms up to 72 months

Used Motorcycle

  • Flexible Terms up to 48 months

New/Used ATV Loans

  • Flexible Terms up to 36 months



Watercraft Loans

New Boat

  • Under $50,000 = Flexible terms up to 72 months
  • Over $50,000 = Flexible terms up to 120 months

Used Boat

  • Under $50,000 = Flexible terms up to 60 months
  • Over $50,000 = Flexible terms up to 96 months

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  • RV/Boat/Recreation Loan Rates

    Loan Type Term Annual Percentage Rate (APR*)
    RV/Boat w/Trailer
    Under $50,000 - 10% down
    Financing $50,000+ with 10% down

    Up to Avg Retail on NADA
    Financing $50,000+ Avg. Retail on NADA

    Up To 60 Months 6.75% - 7.75%
    New Up To 72 Months 6.50% - 7.50%
    Up To 120 Months 7.00% - 8.00%
    Up To 96 Months 7.00% - 8.00%
    Jet Skis - No Trailer

    Up to $15,000

    New Up To 48 Months 6.75% - 7.75%
    Used Up To 36 Months 6.50% - 7.50%
    New Motorcycle

    Financing $15,000+ w/100% Financing
    Financing under $15,000 w/10% down

    New Up To 72 Months 5.25% - 6.25%
    Up to 60 Months 5.25% - 6.25%
    Used Motorcycle

    Financing Retail Value
    Maximum 48 months

    Up To 48 Months 6.25% - 7.25%
    New ATV - All Terrain Vehicles

    Maximum 36 months 10% down

    Up To 36 Months 7.40% - 8.40%
    Used ATV - All Terrain Vehicles

    Maximun 36 months
    Loan Value Only

    Up To 36 Months 8.40% - 9.40%
  • Loan Calculator


*APR is Annual Percentage Rate. Loans subject to approval. Rates are determined by an evaluation of applicant credit and may vary. Term limits for certain used recreational vehicles may vary, dependent on the age of vehicle. See a CFFCU representative for most up-to-date term limits and rates.