Loan Type

Common Uses
Features Include

[{Personal Loans}]Signature / Personal Loan

Use for nearly any purpose

  • Debt Consolidation
  • Vacations
  • Wedding Costs
  • Vehicle Expenses
  • Home Improvement
  • Funds are paid directly to you - use the extra cash for any purpose
  • Flexible Repayment Terms, up to 5 years
  • No Collateral Required* Speedy Approvals and Pre-Approvals
  • No Pre-Payment Penalties
  • Affordable, Fixed Rates (starting as low as 8.25% APR*)

Lifestyle Loan

For life tranistions & medical

  • Dentistry / Orthodontics
  • Cosmetic or Weight Loss Surgery
  • Electrolysis or Hair Restoration
  • Lasik or Glasses, Hearing Aids
  • Adoption or Infertility Treatments
  • Cover costs that insurance may not cover.
  • Funds are Paid Directly to your Service Provider
  • Avoid third-party programs that extend your payments with hefty interest charges.
  • Flexible Repayment Terms* Borrow up to $25,000
  • Rates as low as 4.25% - 9.25% APR* based on approved credit

Buena Vida Loan

Un nuevo préstamo personal para ayudarte en todas tus necesidades

  • Quinceañera (15th Birthday)
  • Bodas (Wedding)
  • Ciudadania (Citizenship)
  • Proceso de inmigración (Immigration Process)
  • Individual Tax Identification Number (ITIN) accepted
  • Funds are paid directly to you for any purpose
  • Flexible Repayment Terms, up to 5 years
  • Speedy Approvals and Pre-Approvals
  • No Pre-Payment Penalties
  • Affordable, Fixed Rates (starting as low as 8.25% APR*)

Line of Credit

Pre-approved access to a cash advance

  • Debt Consolidation
  • Education Expenses
  • Unexpected Expenses
  • Overdraft Protection
  • Major Purchase
  • Revolving open-end loan with a set credit limit
  • Continuously advance on the available credit limit without applying for additional funds.
  • Eligible for Checking Account Overdraft Protection
  • Speedy Approvals and Pre-Approvals
  • No Pre-Payment Penalties
  • Affordable, Fixed Rates (see Rate Sheet)

Share Secured Loan

Borrow against your own funds as collateral.

  • Build / Re-establish Credit
  • Borrow at a Lower Rate
  • Pay Off Bills
  • Consolidate Debt
  • Purchases
  • Borrow up to 100% of the amount on deposit from a Share Account, Money Market, or Certificate of Deposit Account.
  • Pledged funds continue to earn dividends throughout the term of the loan.
  • The amount pledged in your account is released dollar for dollar as the loan balance decreases.
  • Speedy Approvals and No Pre-Payment Penalties
  • Low, Fixed Rates (see Rate Sheet)

Home Equity Loan

[{Home Equity}]Need Over $25,000?

If you own a home, consider a Home Equity Loan. You can use the equity in your home as collateral to cover the cost for just about anything between $25,000 and $200,000 at a very low interest rate.


Need a break from your monthly payment?

Members are eligible to apply to skip-a-payment on their loan up to twice in a 12-month rolling period (with a minimum of 60 days between each skip) to help free up a little extra cash when you need it. For full details, please visit the link below.

* Skip-A-Payment is subject to approval and does not apply to Unimproved Property loans, Home Equity loans, Auto Leases, Student loans, and MasterCard & Visa Credit Card. Terms, conditions & other restrictions apply.
Skip A Pay

  • [{Resources}]Personal Loan Rates

    Loan Type Term Annual Percentage Rate (APR*)
    Signature Up To 60 Months 8.50% - 18.00%
    Lifestyle Signature Loans Up To 60 Months 4.25% - 9.25%
    Line of Credit

    (Your monthly payment will be 4%)

    Up To 60 Months 9.75% - 18.00%
    Share Secured N/A See Current Deposit Rates
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