Credit Cards

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DAY and NIGHT Platinum Cards

Make the Switch!

If the card in your wallet doesn’t Earn You Rewards and Generate Charitable Donations from the proceeds of your qualified transactions, then maybe it’s time for a change to a card that is focused on you and your community!  It’s easy, and affordable with our affordable rates and 0% on balance transfers*.

Choose between our Day and Night Platinum Credit Cards.


Day Platinum Credit Card

○ Variable Rate 14.75% APR*

○ Credit Limit up to $10,000

○ NO Balance Transfer Fees

○ 0% on Balance Transfers for 6 months

○ 1 Reward Point for every $2 spent

Night Platinum Credit Card

○ Variable Rate 9.75% APR*

○ Credit Limit up to $25,000

○ NO Balance Transfer Fees

○ 0% on Balance Transfers for 12 months

○ 1 Reward Point for every $2 spent

Charitable Donations

Feel great about using your Day or Night Platinum Card knowing that every time you use your card for a signature-based transaction of $5 or more you are generating donations from the earnings (at no extra cost to you) for one of the following charities of your choice!

For the Day Card

Choose one of the following charities to benefit from the earnings of your qualified transactions.

Helping At‐Risk Kids in Cy‐Fair ISD

Boy Scouts
Teaching Ethics, Service, & Values to Kids & Teens

CFISD Lunch Super Hero Program
Helping families with overdrawn school lunch accounts

Habitat for Humanity
Global Organization working to end homelessness

Texas Water Foundation
Foundation for sustainable Clean Water in Texas

For the Night Card

Choose one of the following charities to benefit from the earnings of your qualified transactions.

Boys & Girls Country
Local Organization helping families in crisis

Cy‐Fair Educational Foundation
College Support for CFISD High School Graduates

Reach Unlimited
Support for Developmentally Disabled Teens/Adults

Relay for Life – Breast Cancer Research
National Organization for Breast Cancer Research

Texans VFW Foundation
Foundation assisting disabled veterans in Texas


Want a Card that Rewards You and Your Community?


Other Benefits to Both Cards Include:

  • Baggage Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Extended Warranty
  • Price Protection
  • ID Theft Alerts & Resolution
  • Savings on Airport Meet & Greet Services
  • EMV Chip Technology

Please contact us for a “MasterCard Guide to Benefits” for exact details and disclosures on the listed benefits.

MasterCard SecureCode

MasterCard® SecureCode is a simple, safe and free program offered to all Cy-Fair Federal Credit Union members with a MasterCard® credit card. This security feature protects you and your card when shopping online by requesting a secure password at participating online stores.

Simply visit the Cy-Fair Federal Credit Union MasterCard® SecureCode website, register your card and start shopping. The registration process is simple, with no additional software installation required. Plus, this added protection is available when you shop from any of your stationary or mobile devices, including your desktop, phone, tablet, and laptop.


Access your Credit Card Account at GoToMyCard

24/7 online and mobile access via  

  • View your statement
  • Manage your account
  • Pay your bill
  • Track your spending

If you are already a registered Online Banking user, you can also sign up to view your credit card information through your online banking account. In addition, you also have the option to access your account via phone, by calling 800.442.4757. Use the automated system to make a payment or speak with one of our customer service representatives for assistance.



Additional Links:

MC Day & Night Credit Card Limit Increase Form

MC Day & Night Credit Card Disclosure

Go to My Card

Manage My Rewards

Links Related to Our Other Visa© and MasterCard® Credit Card:
NOTE: We are phasing out our old Visa & MasterCard cards for our new Day & Night Platinum Cards.
If you would like to go ahead and transfer over to our new cards, please contact us.

Previous Visa & MC Credit Card Limit Increase Form

Previous Visa & MC Credit Card Disclosure


*APR = Annual Percentage Rate. 0% Balance Transfers for 6 months on Day Card and 12 months on Night Card. After the 0% balance transfer period ends, the APR will convert to the normal variable APR (based on the current prime rates) for the life of the balance based on your credit card terms and conditions. Purchases will be subject to the variable APR. Reward points, as well as proceeds generated for charities, are earned through qualified transactions (signature-based transactions of $5 or more). Rewards earn 1 point for every $2 spent on qualified transactions. Charities earn $0.12 on every qualified transaction. Rewards and donations are subject to change without notice. All credit products are subject to credit approval and all CFFCU policies and procedures. The rate you receive depends on your credit history. Rates are variable based on current prime rates. Other terms and conditions may apply.