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Don’t let the holidays delay you from a great deal on a car, truck or suv!

With No Payments for 90 Days, you won’t have to worry about paying on your loan until well after the holidays have passed. This means you can get that great deal on the vehicle you want, and still have money for the holidays! It’s our gift to you!

  • First payment will be due in 2018, 90 days from closing of the loan
  • No hidden fees or surprises
  • 100% Financing Available
  • Great, Low Rates
  • Flexible Terms

Hurry in! Offer expires 12/30/2017!!



Applying Online?
During the approval process, an E-Service Representative will contact you to discuss the terms of the loan and promotion.

1Loans & 90-day deferred first payment subject to approval. Rates are determined by an evaluation of applicant credit and may vary. First payment will be due 90 days from closing of the loan. Interest and credit insurance premiums (if applicable) will continue to accrue during the deferred-payment period. Offer not valid for refinancing of existing CFFCU loans.  CFFCU is an Equal Credit Opportunity Lender.  Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.  Cy-Fair FCU reserves the right to change the rules and/or discontinue the promotion at any time without notice.  Other terms and conditions may apply.  Speak to a Financial Service Representative for additional information.

*APR is Annual Percentage Rate. Example payment on a $25,000 loan at 4.0% APR for 60 months is $460.42 a month or at 2.5% APR for 60 months is $443.68.


Mechanical breakdown protection: Provide an extended warranty similiar to dealer and manufacturer plans, for significantly less money2.

Multi-shield protection: Offers emergency roadside assistance and comprehensive repari or replacement of tires, wheels, doors, and the windshield.

Guaranteed Asset Protection (GAP): Covers the difference between the insurance settlement amount and the outstanding loan balance, if your vehicle is involved in a total loss claim, due to an "at fault" or "not at fault" accident, theft or flood.3


Vehicle Leasing 

Interested in leasing a vehicle? Cy-Fair has partnered with FairLease. FairLease is a credit union owned company that follows a credit union philosophy of serving people, meeting their needs and providing the best product at a reasonable price.

Why lease with FairLease?

  • No cash down required at signing

  • Lower monthly payment 

  • Mileage for Leasing vs. Buying

  • Depreciation Risk factors

  • More car for the money 


2Extended Warranty (EW) is provided by Mercury Insurance Group (MIC) and is not an insurance product. For a complete list of terms and provisions see the MIC Automotive Premium Value Protection Plan Agreement available at any branch. The purchase of an EW is voluntary and not required as a condition of loan approval. Enrollment fees apply. EW services are (1) not federally insured (2) not obligations of the creit union and (3) not guaranteed by the credit unioin or any affiliated entity. Please contact Cy-Fair FCU for more details. 
3Deductible coverage is available in most, but not all states. Please consult your financing presentative for more information. For a complete list of benefits and rules, seee the GAP Waiver Election form. The purchase of GAP is voluntary and not required as a condition of loan approval. GAP is a loan/lease deficiency waiver and is not offered as insurance coverage. Applies only to collateral financed by Cy-Fair FCU. A fee applies. Please contact Cy-Fair FCU for more information. 
Cy-Fair FCU does not warrant, guarantee or insure any service or product offered by any insurance companies. Cy-Fair FCU and insurance companies are seperate entitites. 


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