Advantage Plus Checking

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Open a Cy-Fair Federal Credit Union FREE Checking Account* today,

and Cy-Fair FCU will DONATE $50 to the Texas VFW1

PLUS, get 1% dividend on checking account balances of $2,000 or more for 1 year.2

Please present this offer, or at least request the offer, at the time of opening your checking account for this offer to be applied.


Select "CHECKING 1%/VFW" under "How did you hear about us".


The Advantage Plus Checking Account* is designed to help you hold on to and easily access your hard-earned cash.  At Cy-Fair Federal Credit Union, we believe that your money should work for you, so not only does this account save your money, but it also earns monthly dividends! Banking with a Cy-Fair FCU's Advantage Plus Checking account is easy, with one account, and lots of perks! Become a member and experience the many benefits of banking with us!  


  • Free MasterCard® Rewards Debit Card

  • Free Online Banking and Bill Pay

  • Free Mobile Banking2

  • Earn monthly dividends3

  • Access to nearly 55,000 surcharge-free ATMs worldwide


Access your accounts at over 55,000 Allpoint Network surcharge-free ATMs worldwide. Visit Allpoint for the nearest ATM locations in the city or across the country. 


Want a Totally FREE Checking Account Without the Hassle of a Monthly Maintenance Fee?


Your Advantage Plus Checking maintenance fee will be waived if you meet any one of the following criteria each month: 

  • e-Statements & Direct Deposit or any ACH deposit 

  • e-Statements & maintain a daily balance of $1,000

  • e-Statements & a mortgage loan with CFFCU

Over 55 years of age or between the ages of 16 - 22 years old 


MasterCard Benefits

To view the following benefits that come with your MasterCard® Debit Card visit for more information.


*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintennance fee is not met. For free checking you must meet any one of the following criteria: e-Statements & Direct Deposit or any ACH deposit, e-Statements & maintain a daily balance of $1,000, e-Statements & a mortgage loan with CFFCU, or you are either over 55 years of age or between the ages of 15–22 years old.Contact a Financial Service Representative for additional account information.

1 The charitable donations from Cy-Fair FCU will accumulate through the end of the promotion and then be made to the charity once completed.

2A fixed 12-month introductory APY (Annual Percentage Yield) is available for first-time Advantage Plus Checking account holders. The 12-month introductory APY for balances of $2,000 or more is 1.00%, and 0.95% for balances under $2,000. After the initial 12-month promotion, the APY will revert to the credit union’s current applicable rate for balances $2,000 or more, and to 0% on balances under $2,000. Accounts opened and initially funded must be new money. Funds from an existing Cy-Fair FCU account are not eligible. The required minimum opening deposit to open an Advantage Plus Checking account is $25.00. Fees may reduce earnings. APYs may change without notice. Certain restrictions and qualifications may apply. Please see a Cy-Fair FCU representative for more information. Cy-Fair FCU reserves the right to cancel or change this promotion at any time.

3 Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking.