Advantage Plus Checking

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The Advantage Plus Checking Account* is designed to help you hold on to and easily access your hard-earned cash.  At Cy-Fair Federal Credit Union, we believe that your money should work for you, so not only does this account save your money, but it also earns monthly dividends! Banking with a Cy-Fair FCU's Advantage Plus Checking account is easy, with one account, and lots of perks! Become a member and experience the many benefits of banking with us!  


  • Free MasterCard® Rewards Debit Card

  • Free Online Banking and Bill Pay

  • Free Mobile Banking1

  • Earn monthly dividends2

  • Access to nearly 55,000 surcharge-free ATMs worldwide


Access your accounts at over 55,000 Allpoint Network surcharge-free ATMs worldwide. Visit Allpoint for the nearest ATM locations in the city or across the country. 


Want a Totally FREE Checking Account Without the Hassle of a Monthly Maintenance Fee?


Your Advantage Plus Checking maintenance fee will be waived if you meet any one of the following criteria each month: 

  • e-Statements & Direct Deposit or any ACH deposit 

  • e-Statements & maintain a daily balance of $1,000

  • e-Statements & a mortgage loan with CFFCU

Over 55 years of age or between the ages of 16 - 22 years old 


MasterCard Benefits

To view the following benefits that come with your MasterCard® Debit Card visit for more information.


*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintennance fee is not met. Contact a Financial Service Representative for additional account information.
1 Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking. 
2 $2,000 average daily balance is required to earn monthly dividends.