Business Loans

Download Loan Packet Brochure

Cy-Fair FCU is pleased to offer financing backed by the U.S. Small Business Administration (www.sba.gov) for its members who own small businesses.

  • Available for long term financing of owner-occupied small business real estate

  • Also available for business acquisitions, partner buyouts, debt consolidation, refinancing, and business expansion

  • Financing up to 25 years for real estate and 10 years for equipment

 

Download our Business Loan Packet and email completed loan application to loanservicing@cyfairfcu.org , fax it to 281-955-3115, or drop it off at any of our convenient branch locations. For more information regarding any of our loan services, contact us today. A Financial Services Representative will be happy to assist you in:

  • Answering your questions

  • Applying for a loan

  • Providing current rates and terms

We can help you leverage the power of your future, today, to make your goals a reality.

 

WE SUPPORT YOU IN REACHING YOUR GOALS

 

Partnership: Business Financing

Cy-Fair Federal Credit Union assists entrepreneurs and growing companies with many aspects of business financing. Our loans are specifically designed for:

  • Entrepreneurial ventures

  • Self-employed individuals

  • Small- to moderate-sized companies

To qualify for a loan, your business must have been in existence for a minimum of two years. Talk to us today about the benefits of business lending and how we can be a partner in your future.

 

Lending Solutions: Our Portfolio

We are committed to providing great lending options and tools, with competitive rates, and expert member service. We currently offer loans secured by:

  • Accounts Receivable and Inventory
  • Business Use Vehicles

Commercial Real Estate*

  • Apartment complexes and rental properties

  • Facilities used for retail, manufacturing and wholesaling/distribution

  • Office buildings and facilities with leased space

Equipment Lines of Credit**

  • Collateral (business operating cash flow)
  • Unsecured

 

We look forward to working with you on using business lending as an effective tool toward your long-term success.

* Underwritten with emphasis on the borrower’s creditworthiness as well as conventional analysis of the property’s cash flow and debt service coverage.
** Terms generally one year.
 

For more information regarding Business Lending contact us at cffcu@cyfairfcu.org or 888.890.7676