Money might be tight when you’re in college, but it’s not impossible to find ways to save. Here are some simple ideas.
It’s smart to create a spending plan so you know where and how you’re spending your money. If you don’t know where your money is going, it’s impossible to know what to cut back on. Too many dinners out with friends and an unexpected book you have to buy for class may find you short on cash at the end of the month.
Prepping meals at home can save you a lot of money. One meal out can cost as much as one cooked meal and the leftovers for two more meals. Never go grocery shopping when you’re hungry. Stock up on sale items you can easily store or freeze to save time and money.
Before you go out and buy the newest copy of each book for your classes, shop around. Look for used versions of textbooks or rent them if possible. Sometimes you even can find textbooks at the library. If you have to buy a textbook at full price, take good care of it so you can sell it back at the end of the semester.
Having fun inexpensively while in college should never be a problem. Instead of spending money on entertainment, check out the free events your campus has to offer—concerts, movies, speakers, sporting events. Stay in shape with the free fitness classes or intramural sports offered at your school’s recreational center. Lastly, ditch your cable—watch shows and movies online or borrow them from the library.
Copyright 2017 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.